“Imagine graduating from college with a tassel and $80,000 of student-loan debt. Now imagine what may happen over the next 15 years — periods of unemployment, no raises, a sick child and home repairs. Perhaps you are one of the 50,000 metro Atlanta families each year that make the difficult decision to file personal bankruptcy. How does it feel to discover your student loan debt will survive bankruptcy and never go away? Tax refunds? Seized. Wages, bank accounts, even Social Security benefits? Garnished.” – Jonathan Ginsberg | AJC

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