Chapter 7 bankruptcy in Georgia is one of the most common and quickest ways to eliminate debt where the bankruptcy trustee may cancel many if not all your debts including credit card debt, personal loans, medical bills, or debt from repossession and foreclosures.

We offer one of the lowest Chapter 7 filing fees in Georgia at $306. Come in for your free consultation to see if you qualify.

You won’t be able to use Chapter 7 bankruptcy if you already received a bankruptcy discharge in the last six to eight years, which depends on the type of bankruptcy you filed or if your based income, expenses, and debt burden, you could feasibly complete a Chapter 13 repayment plan.

  • In a Chapter 7 a person agrees to keep paying the debts which he wants to keep; the other debts get wiped out, for the most part.
  • If a debt has any collateral a person must agree to keep paying the debt or must give the collateral back.
  • If a person gives back some collateral the debt for the collateral will be wiped out.
  • There are some debts which can not be wiped out, in most instances. These include taxes which are less than 3 years old, back alimony and child support, crimnal fines and restitution, student loans and debts which occured because of fraud.
  • Any debt not listed in one of the catagories mentioned above can be completely wiped out.
  • In order to determine whether a caller’s particular debt can be wiped out they must make an appointment to talk to one of our lawyers.